Second mortgage uk

Second mortgage can help you if you need to:

Finance home improvements
Consolidate debts
Pay for educational/college tuition fees
Finance any emergency expenses

What is a second mortgage?

A second mortgage is a loan which is secured over the amount of the first mortgage. The maximum loan amount for a second mortgage loan depends on the equity on your home/property. When you avail a second mortgage loan you can lower your monthly payments and you stand to gain additional mortgage tax deductions also.

Can you afford a second mortgage?

UK second mortgage loan rate is believed to be higher but fierce competition in the second mortgage market has led to competitive interest rates. You can borrow against your property according to your circumstances. With us you are assured of the UK second mortgage loanrate which you can afford!

Why should you choose services of our second mortgage company?

Lowest interest rates and comfortable repayment options
Friendly and personal service
No obligation quotes
Simple online application form

We have all the second mortgage information you need to make the right choice. Our specialist advisors will offer you second mortgage advice to ensure that all your second mortgage queries are cleared.

When you are choosing a second mortgage loan, you can choose between:

Home equity loan: A home equity loan allows you to avail a loan by releasing the equity in your home.
Home equity line of credit: When you opt for home equity line of credit, it comes with a maximum loan amount on the total of the first and second loan which is usually up to 75% of the appraised value of the property. For instance if the appraised value of your home is ₤ 100,000, the percentage of appraised value is ₤ 75,000 and you already owe ₤ 45,000 on mortgage. You then have a potential credit of ₤ 30,000.

We will help you secure a second mortgage loan depending on your needs and circumstances. All you need to do is fill a simple and secure online second mortgage loan application form! You don’t have to deal with overwhelming paperwork or pushy salesmen. A secured mortgage loan with us saves you a lot of time and money! The competitive interest rates, financial expertise of our specialist advisors and the automated process will convince you that a second mortgage with us was indeed a smart idea.

Many homeowners like you are dealing with their debt and solving their financial worries with a second mortgage loan. You could also pay off all your high interest balances like your credit card and student loan debts by consolidating all your high interest debts into one single affordable monthly payment with a second mortgage.

We will ensure that you make a choice after comparing all your second mortgage loan options. Depending on your present financial needs we will help you choose the right option for you home equity loan and second mortgage loan.

COMPLETING THIS FORM DOES NOT OBLIGATE YOU TO TAKE
OUT ANY FINANCE WITH THE COMPANY WE SEND YOUR
APPLICATION TO. Required fields marked with *

Are you a Homeowner? *

Loan Amount Required* (from £5,000 to £100,000)

Purpose of Additional Finance *

Home Improvements
Clear Existing Credit

(other e.g. car, holiday, wedding, etc.)

Status *

First Name(s) -1st Applicant*

Surname -1st Applicant*

D/O/B - 1st Applicant *

/ /

Email *

Confirm Email *

Address line 1 * (Used as security)

Address line 2

Town/City *

County

Postcode *

Time at address *

Years Months

HomeTelephone No. *
Mobile / Work Telephone No.
Call Me *
Is it a Joint Application?	No Yes

First Name(s) *
Surname *
D/O/B *	/ /
2nd Applicant Employment & Income Details *
Occupation / Job Title
Income Before Deductions *

1st Applicant Employment & Income Details *
Occupation / Job Title
Income Before Deductions *


Estimated Property Value *
Current Mortgage Provider *
Estimated Mortgage Balance *
Monthly Mortgage Payment *
Property Construction *
Original Purchase Price (estimate if unsure)*

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